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Temp Insurance UK

About tempinsuranceuk.com

Temporary vehicle insurance, and nothing else.

Tempinsuranceuk.com is built for the driver who needs cover for an hour, a day or a few weeks, not a year. One place to understand short-term cover, check who qualifies, and start a quote with an FCA-authorised broker.

Why tempinsuranceuk.com exists

Short-Term Cover Deserves Its Own Site

Most insurance websites are built around the annual policy and keep temporary cover in a corner. The people who need it are usually standing next to a car with somewhere to be.

  • Short-term cover is usually needed in a hurry

    Borrowing a car for the weekend, driving home one you have just bought, a van for a move. The annual insurers treat it as an afterthought; here it is the whole site.

  • One product, understood properly

    Every page covers one length of cover, one vehicle or one situation, with the eligibility, the published starting price and the rules that apply, so the right page answers the whole question.

  • Plain English, with the law behind it

    The guides explain tax, the Motor Insurance Database, borrowed cars and seized vehicles from the legislation and GOV.UK, with every source listed and every page dated.

Our specialist approach

What Doing One Thing Properly Looks Like

The site is written to a published set of rules and reviewed by a named person, so that what it says about cover, eligibility and the law can be trusted and checked.

  • Every short-term need in one place

    Cars from one hour to 28 days, vans, learner drivers, motorhomes, couriers, taxis and impounded vehicles, each with its own page rather than a line on a generic one.

    Temporary car insurance
  • The registration first

    The reg box sits in the first screen of every page, on a phone as well as a desktop, because most people arrive knowing exactly which car they mean.

  • Product facts from the insurers’ criteria

    Ages, licences and vehicle limits come from the insurers’ own eligibility criteria, which the broker publishes and which vary by insurer. Starting prices are the broker’s published from-prices, with the quote period they are based on.

  • Guides written from the rules

    Each guide starts from the legislation or the official guidance, names its sources under the article, and is reviewed before it is published.

    Read the guides
  • A named person behind every page

    The TIUK Editorial Team writes the pages and Chris Richards reviews each one. Both have a page that says who they are.

    Meet the team
  • Published standards, and corrections when we are wrong

    The claims the site will not make, the sources it uses and how an error is fixed are set out in the editorial standards, and readers who spot a mistake get it corrected.

    Editorial standards

Reviewed by Chris Richards

Founder, Tempinsuranceuk.com

Chris Richards is the founder of Tempinsuranceuk.com and the man behind SimplyQuote. He reviews every guide on this site before it is published.

How our partnership works

Three Parts, Each Done by the Right Firm

We are the introduction, not the insurance. The quote, the policy and the price come from GoShorty, a UK insurance broker authorised and regulated by the Financial Conduct Authority, and the cover is underwritten by its insurers.

  1. 1 tempinsuranceuk.com

    You start here

    Read the page for your situation, check the eligibility and the published starting price, and enter the registration. That is our part: the explanation and the introduction.

  2. 2 GoShorty

    The broker quotes and arranges

    GoShorty asks about the driver, the vehicle and the dates, prices the policy with its insurers, takes payment and issues the certificate, usually within minutes.

  3. 3 The insurer

    The insurer underwrites

    The policy is underwritten by the insurer named on the certificate, which pays any claim. Changes, cancellations and policy questions go to the broker.

Why GoShorty

GoShorty is a trading style of Complex to Clear Group Limited, authorised and regulated by the Financial Conduct Authority under reference 751221. It specialises in exactly the cover this site is about, from 1 hour to 28 days, issues the certificate within minutes of payment, and reports every policy to the Motor Insurance Database four times a day. Its customers’ reviews are on Trustpilot.

In partnership with GoShorty

What being in partnership with GoShorty means GoShorty is a trading style of Complex to Clear Group Limited (company 05044963), a UK insurance broker authorised and regulated by the Financial Conduct Authority under reference 751221.
We may be paid a fee if you take out a policy after being introduced by this website. We do not provide advice or make recommendations, and we are not an insurer or a broker.

How we are paid

Using the site costs you nothing. We may be paid a fee by GoShorty when someone takes out a policy after being introduced by us. It does not change the price you are quoted.

That fee is the only commercial interest on the site, and it is why the guides are written to published rules rather than to sell: a page that leaves someone driving uninsured is the one outcome the site is designed to prevent.

Company and regulatory information

Who We Are, in the Terms the Regulator Uses

The plain version: tempinsuranceuk.com is an introducer. We are not an insurer and not a broker, we do not give advice, and we do not arrange cover. Here is the formal version, and where to check it.

Who we are

TempQuote is a trading style of Simply Quote Comparison Ltd, registered in England and Wales under company number 15008284. Registered office: Sentinel House, Ancells Business Park, Harvest Crescent, Fleet, Hampshire, GU51 2UZ. ICO registration ZB659587.

Simply Quote Comparison Ltd is an Introducer Appointed Representative (FCA reference number 1011184) of Seopa Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA FRN 313860). Seopa Ltd is located at Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, BT2 7GS.

Who arranges your cover

Temporary insurance quotes and policies are provided by GoShorty, a trading style of Complex to Clear Group Limited, registered in England and Wales under company number 05044963 and authorised and regulated by the Financial Conduct Authority (FCA FRN 751221).

We introduce you to GoShorty and their panel of insurers, who arrange the policy, set the price and handle any claim. We are not an insurer or an insurance broker, and we do not give advice or recommend a policy. We may be paid a fee if you take out a policy after being introduced by us, at no cost to you.

The basis for the introduction

The introduction this site makes to GoShorty is made as an Introducer Appointed Representative of Seopa Ltd (FCA reference number 1011184). An introducer appointed representative may introduce customers and pass on certain marketing material, and nothing more.

What that means we never do

  • Insure you, or underwrite anything
  • Advise you, or recommend one policy over another
  • Compare brokers or rank one firm against another
  • Arrange, sell or administer the policy
  • Take your payment or card details

If anything on this site reads as though it is doing one of those, it is a mistake and we would like to hear about it through the contact page.

Check it yourself

Anyone asking for your details should be willing to be checked. Every registration this page relies on is on a public register.

Registered office: Sentinel House, Ancells Business Park, Harvest Crescent, Fleet, Hampshire, GU51 2UZ. Simply Quote Comparison Ltd also runs SimplyQuote.co.uk and other comparison brands; TempQuote is a trading style of the same company, not a separate business.

Questions about the website or how your introduction was handled come to us through the contact page. Questions about a quote or a policy go to the broker. The privacy policy explains what happens to the details you enter.

Need cover today?

Get Your Temp Insurance Quote

Free to use, and nothing obliges you to buy. Cover can start within minutes of paying.

In partnership with GoShorty

What being in partnership with GoShorty means GoShorty is a trading style of Complex to Clear Group Limited (company 05044963), a UK insurance broker authorised and regulated by the Financial Conduct Authority under reference 751221.
We may be paid a fee if you take out a policy after being introduced by this website. We do not provide advice or make recommendations, and we are not an insurer or a broker.

Start your quote

Don’t know it?
  • Fully comprehensive
  • 1 hour to 28 days
  • No claims discount safe

Free to use, with no obligation to buy. Quotes and cover are provided by GoShorty, an FCA-authorised insurance broker. You complete the quote on GoShorty’s website.