Temporary Courier Insurance

Yes, in effect. Section 143 of the Road Traffic Act 1988 requires insurance that covers the use the vehicle is being put to. A social, domestic and pleasure policy, or an ordinary temporary policy with business class 1, excludes carrying goods for payment, so delivering food on it is driving without insurance for that use: a fixed penalty of £300 and six points, or an unlimited fine at court, and the vehicle can be seized.

No. Ordinary temporary car cover includes business class 1 use, such as driving to meetings, but it excludes hire and reward, deliveries and carrying passengers for payment. Delivering food or parcels for payment needs courier cover, which is the separate product on this page.

It is the class of motor insurance for being paid to carry other people’s goods, parcels or food, or passengers. Every delivery platform works on it: Deliveroo, Uber Eats and Just Eat for food, Evri, Amazon Flex, Yodel and DPD for parcels. Most ask to see a certificate showing hire and reward use before they let you take jobs.

The published van starting prices, based on the lowest sold between March and May 2026, are £34.77 for three hours, £43.77 for one day, £138.94 for one week and £202.08 for two weeks. No car courier price is published, so the quote is the only way to find yours. Both are floors, not typical prices.

The same as any other parcel delivery, because the policy is priced on the vehicle, the driver and the length, not on the platform. Evri, Amazon Flex, Yodel and DPD work are all parcel delivery under hire and reward, and the van starting prices above apply.

There is no single cheapest courier insurer, because the price moves with the vehicle, the driver and the hours. What matters is buying the right class of cover for the hours you will actually work.

This is the nearest thing to it without an app subscription: buy one hour to 28 days, for the shift or the week you have booked, and nothing between shifts. By-the-minute products exist from app-based insurers; they suit a driver working most days, and this product suits one who works a defined stretch.

For a car, drivers must be aged 26 to 65 and have held a full UK licence for at least six months. For a van, drivers must be aged 21 to 70 with a UK or EU licence, a permanent UK address, no driving bans in the last 60 months, and no policy ever cancelled, voided or refused.

No. Goods in transit, meaning the parcels and the food themselves, are not covered by any motor policy, this one included. If a parcel is stolen from the van or an order is ruined in an accident, the motor policy pays for the vehicle and the third party, not the contents. A separate goods in transit policy covers those.

A car or a van worth up to £30,000. A van can be up to 3.5 tonnes with a maximum of five seats, with a valid MOT, not SORN, not a rental or hire vehicle, and with no modifications beyond LPG and disability adaptations. Larger or dearer vehicles fall outside the limits and the quote will say so.

Yes. The policy is reported to the Motor Insurance Database, which is what a roadside number plate check reads, and the database is updated four times a day. Keep the emailed certificate on your phone as well, as proof of cover if the database has not yet updated.

No. Getting a quote is free and you are under no obligation to buy. We may be paid a fee by the broker if someone takes out a policy after being introduced by us. It does not change the price you are quoted.